Who are High-Net Worth Individuals, and Why do they Need Wealth Protection?

By Colleen Woods-Esposito | January 18, 2024

How is Net Worth Calculated? An individual’s net worth is calculated by adding up what is owned and subtracting what is owed; in other words,…

Holiday Kitchen Fire Safety Tips

By Colleen Woods-Esposito | November 28, 2023

We are in the midst of the holiday season, and that means many families will be spending a lot of time in the kitchen cooking…

Full-Time Workers in Your Home: Are You Covered?

By Colleen Woods-Esposito | October 4, 2023

by Colleen Woods-Esposito Who Works for You? Are you currently employing or planning to employ a full-time worker on your property, such as an au…

Data Security and Cyber Insurance: How to Protect Your Business

By esPozz54fG | September 22, 2023

By Colleen Woods-Esposito  What is data security?  Data security means protecting your digital data from accidental loss or corruption, or from the unwanted actions of…

Insurance is Boring (Until You Need It)

By esPozz54fG | August 29, 2023

You could drone on about declaration pages, actuarial reports, written premiums, blanket coverage, or errors and omissions, and I’ll be asleep faster than you can…

The Climate Crisis, Natural Disasters, the Insurance Industry

By esPozz54fG | May 24, 2023

With climate change, natural disasters have become more frequent and costlier for everyone, including insurance companies who have faced unprecedented claims over the last couple…

Spring Cleaning for Tidiness and Safety

By esPozz54fG | March 7, 2023

Sure, it’s great to open up the windows and air out the house on an early spring day, to clean the glass and wash away…

Why Insurance Insolvency is Becoming a Problem

By esPozz54fG | February 8, 2023

Insurance insolvency is when an insurance carrier experiences a reduction of assets resulting in financial distress. As a result, they cannot pay bills, pay down…

Five Surprising Factors that Increase Your Auto Insurance Rates and How to Avoid them

By esPozz54fG | January 12, 2023

1: You Have a Low Credit Score A low credit score is an indicator of how a prospective customer handles personal finances, including paying bills…