Business Insurance FAQs
There are several types of business insurance; some are required by state law, some are not.
Premises liability for an office space is not required by state law. It can be required by a bank or a landlord under most circumstances.
Professional liability, AKA E&O insurance, is generally not required, although many times customers will ask a contractor to have this coverage. An example would be a computer consultant working at a financial institution – very often this professional will be required to have E&O coverage with minimum amounts specified.
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