What is Gap Insurance?

By esPozz54fG | April 20, 2012

Gap Insurance and Automobile Coverage When you have a loan or lease on your car and the car is totaled, often the market value of…

What is Collision Coverage on an Auto Insurance Policy?

By esPozz54fG | April 14, 2012

Auto Collision Coverage Collision coverage covers your car against damage to your car in an accident you cause, or damage caused in a hit and…

Comprehensive Coverage on an Auto Policy – What it Means…

By esPozz54fG | April 10, 2012

What is comprehensive coverage on an auto policy? Comprehensive coverage covers your car against theft, fire, vandalism, damage from a falling object, flood, animal and…

Personal Injury Protection and New Jersey Auto Insurance

By esPozz54fG | March 20, 2012

The Newark Star-Ledger ran this article regarding PIP reform in NJ on Sunday, March 18.  PIP stands for Personal Injury Protection, and provides medical coverage…

Rental Cars and Personal Auto Insurance

By esPozz54fG | March 20, 2012

Is A Rental Car Covered By My Personal Auto Insurance Policy? If you go away and rent a car while on vacation, generally speaking you…

Why Personal Injury Coverage is Essential In the Facebook Age

By esPozz54fG | March 19, 2012

The recent decision finding Dharun Ravi guilty for invasion of privacy in the Tyler Clementi case underscores the importance of parents having personal injury coverage…

Glass Coverage on Auto Insurance Policies

By esPozz54fG | March 16, 2012

Generally, an auto policy covers the windshield on your car if you have “full coverage” on the vehicle.  Full coverage means that you have comprehensive…

NJ Auto Insurance Rates to Go Up

By esPozz54fG | January 27, 2012

This article appeared in the Newark Star Ledger last week discussing the explosion of medical expenses on NJ auto insurance policies.  This is beginning to…

Increasing Insurance Rates in the Northeast

By esPozz54fG | January 27, 2012

It’s often difficult to predict insurance rates into the future. This article appeared in the Newark Star Ledger over the weekend pertaining to the extreme…