What is “Building Ordinance or Law” coverage

By esPozz54fG | January 3, 2012

Building Ordinance or Law Coverage Many home policies include coverage for building ordinance or law changes.  If your home is damaged, very often changes need…

The Truth About Flooding:Sump Pump, Drain and Sewer Overflow Damage

By esPozz54fG | December 9, 2011

  New Jersey Flood Insurance In the past few years, New Jersey has been affected by an increasing number of large storms. We’ve seen many…

The Truth About Flooding: Flood Insurance

By esPozz54fG | December 5, 2011

New Jersey Flood Insurance In the past few years, New Jersey has been affected by an increasing number of large storms.  We’ve seen many customers…

The Truth About Flooding: FEMA Flood Insurance Preferred Pricing (as of November 2011)

By esPozz54fG | November 28, 2011

In the past few years, New Jersey has been affected by an increasing number of large storms.  We’ve seen many customers suffer damage to their…

The Truth About Flooding: Limitations of Basement Coverage on FEMA Flood

By esPozz54fG | November 20, 2011

New Jersey Flood Insurance In the past few years, New Jersey has been affected by an increasing number of large storms. We’ve seen many customers…

Power Outages and Insurance

By esPozz54fG | November 10, 2011

The Power Is Out And I Had To Throw Out The Food In My Refrigerator! During the recent storms we’ve had, many homeowners have gone…

Home Insurance – Tree Coverage – It’s Complicated

By esPozz54fG | November 2, 2011

Does Home Insurance Cover Tree Damage? We often get asked about how a homeowner’s policy covers trees that are damaged or cause damage on a…

Home Valuations – 8 Important Things to Consider

By esPozz54fG | October 27, 2011

Home Valuations How can I be sure my home is valued correctly on my insurance policy? With the present market conditions adversely affecting the sales…

Summer Safety Tips

By esPozz54fG | July 6, 2010

The PIA, a professional insurance organization we belong to, has published the following safety tips for summer. We thought we would pass them along to…