General Liability Insurance
What is General Liability insurance?
General Liability protects your business against claims of bodily injury, property damage, and personal injuries such as libel and slander caused by your operations, products, or services.
Who needs General Liability coverage?
Nearly every business should carry it. Whether you own a storefront, work at client sites, or operate from home, this coverage protects you if someone is injured or if you cause damage to someone else’s property.
What does it cover?
General liability coverage typically includes third-party bodily injury, property damage to others, legal defense costs, and personal and advertising injuries, such as slander or copyright infringement.
What is not covered by General Liability insurance?
It does not cover employee injuries, damage to your own property, professional errors, or auto-related claims. Those require separate policies.
Is General Liability required by law?
It is not legally required in most cases, but it is often required by landlords, vendors, or contracts to do business or secure a lease.
How do I get started with coverage?
We’ll help review your risk exposure and recommend the right policy limits and endorsements.