Landlord Insurance
What does landlord insurance cover?
It typically includes property damage, liability protection, and loss of rental income due to covered events like fire, storms, or vandalism.
Is damage caused by tenants covered?
Yes, many policies cover accidental or intentional tenant damage, depending on the carrier and policy options you select.
What if a tenant or visitor gets injured?
Your policy’s liability coverage helps pay for medical costs, legal fees, and settlements if someone is injured on your rental property.
Does landlord insurance cover lawsuits?
Yes, if you’re sued over a tenant injury or property damage claim, your liability coverage can help with defense costs and judgements.
Will I be covered if I lose rental income after a fire?
Yes, loss of income coverage (also called rental reimbursement) helps replace lost rent while repairs are being made after a covered event.
What kinds of buildings can be insured?
We cover 1-4 family homes, apartment buildings and complexes, and commercial buildings like offices and mixed-use spaces.