Flood Insurance FAQs

How do insurance companies define a flood? Is all water or moisture damage covered by flood insurance, or does there have to be an actual flood? A flood is defined by the NFIP (National Flood Insurance Program) as “a general and temporary condition where two or more acres of normally dry land OR two or…

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Planning a Summer Road Trip? Be Prepared for Post-Pandemic Driving Challenges

post pandemic driving

The common causes of traffic accidents and deaths are well-known—distraction, congested roadways, reckless driving—to name a few. In March of 2020 when the pandemic began, stay-at-home and shut-down orders emptied roadways of non-essential travelers both in New Jersey and across the country. Logically, one would assume that fewer drivers would lead to fewer accidents and…

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