Posts Tagged ‘home’
Is my credit a factor in my insurance pricing?
Credit is used by nearly all insurance companies to either calculate a price or for acceptability.
Read MoreAre all insurance policies for homes the same?
Some policies are designed for less expensive homes and contain few additional coverages often found in higher end policies. Call us and we can discuss your situation and recommend different options.
Read MoreWhether Renting or Buying, Consider These Tips for Proper Insurance Coverage
We’ve been seeing continued improvement in the residential real estate market with home sales rising, interest rates continuing at low rates, and the job market showing enough improvement that people are comfortable selling their homes. The New York Times today has posted a useful calculator to help individuals determine whether the economics of buying make…
Read MoreHousing Marketing Recovery and Home Insurance
The housing market is beginning to show signs of recovery after nearly 5 years of decline. Despite this, market prices are still below the cost to rebuild a home in most locales throughout New Jersey and the Northeast. An interesting article explaining home valuation and New Jersey home insurance in more depth is at Xactware’s…
Read MoreDogs and Home Insurance Policies
Q: I’m looking to obtain a dog, do I need to be concerned with my home insurance? Am I covered? A: The liability in a home (or condo or tenant) insurance policy in most states covers animal bites; however, if you have a dog at the time your home insurance policy begins and don’t disclose…
Read MoreHome Insurance Policy Coverage for Unmarried Cohabitants
Home Insurance Policy Coverage Does a homeowner’s, condo, or tenant policy cover people living in the same household if they are not related? Generally, no. Under most circumstances the cohabitants each should have their own tenant condo or home insurance unless they are in a domestic partnership and the insuring company allows them to have…
Read MoreHome Insurance – Tree Coverage – It’s Complicated
Does Home Insurance Cover Tree Damage? We often get asked about how a homeowner’s policy covers trees that are damaged or cause damage on a homeowner’s property. The following generally summarizes coverage on a typical home insurance policy for different scenarios for storm damage (your specific policy and claim may have differences): If a tree…
Read MoreHome Valuations – 8 Important Things to Consider
Home Valuations How can I be sure my home is valued correctly on my insurance policy? With the present market conditions adversely affecting the sales price of homes throughout the country, many people are unsure how best to value a house for insurance. Here are a few facts to consider: A home insurance policy is…
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