Home Insurance and Electrical Safety
Space Heater Tips and Risks
A space heater is commonly used to warm a part of a home or office that is colder than desired. Though useful, space heaters can present a fire hazard if not operated correctly. Travelers has put created a short video outlining proper operation of a space heater to minimize the chance of fire. http://www.youtube.com/watch?v=n71gBxat2iw&list=SPsPkdc_BejTgaurMLCAK1cl6C2rBL0D9d
Read MoreReducing the Risk of Damage from Operating a Washing Machine
A washing machine can pose a significant risk of water damage, especially if it is connected to a home’s water supply by a rubber hose. Hundreds of gallons of water can be released in a short time if the hose breaks while you are out. Travelers has created a short video illustrating the risks involved…
Read MoreHome Insurance and Knob and Tube Wiring
My home was built in 1932 and I have knob and tube wiring in my walls. Is this safe? Many homes built in the before World War II had a type of wiring known as “knob and tube” originally installed. This practice has been discontinued, and modern building codes specify wires plastic, PVC or metal…
Read MoreHome Insurance and Aluminum Wiring
My home was built in 1970 and I have aluminum wiring in my walls. Is this safe? Many homes built in the late 1960’s to late 1970’s had aluminum wiring and components originally installed. This practice has been discontinued, and modern building codes specify copper wiring and components. Aluminum wiring is not necessarily unsafe in…
Read MoreElectrical Fires and Home Insurance
How can I help prevent electrical fires in my home? The risk of electrical fire can be minimized by following some simple rules: – Extension cords should never be run under carpeting or area rugs. Foot and chair traffic may damage the insulation on the cord over time, and exposed wire very possibly can cause…
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