Posts Tagged ‘home insurance nj’
Is my credit a factor in my insurance pricing?
Credit is used by nearly all insurance companies to either calculate a price or for acceptability.
Read MoreAre all insurance policies for homes the same?
Some policies are designed for less expensive homes and contain few additional coverages often found in higher end policies. Call us and we can discuss your situation and recommend different options.
Read MoreInsuring New Jersey Coastal Properties
Q: How does an investment property get valued for insurance? The best coverage will require that a building be valued at the reconstruction cost, which often is more than the cost to purchase, particularly if a building is distressed. This will allow you to have replacement cost coverage. Conversely, many policies will allow you to…
Read MoreMaintaining Your Home For A Lifetime
There is nothing quite like owning your own home. Sure, it comes along with paying a mortgage and maintaining proper upkeep, but you also have the joy of coming home after a long day to the comfort of your own surroundings. If you’re like most people, owning a home is one of the biggest investments…
Read MoreSinkholes and New Jersey Home Insurance
Q: Does my home insurance cover me from damage caused by sinkholes? A: Sinkholes have been in the news recently as a home in Florida was swallowed up on Tuesday, killing the occupant in the process. New Jersey home insurance generally does not cover sinkholes by default, they are excluded, even on very high-end policies. …
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