Home Insurance and Knob and Tube Wiring

My home was built in 1932 and I have knob and tube wiring in my walls.  Is this safe? Many homes built in the before World War II had a type of wiring known as “knob and tube” originally installed.  This practice has been discontinued, and modern building codes specify wires plastic, PVC or metal…

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Home Insurance and Aluminum Wiring

My home was built in 1970 and I have aluminum wiring in my walls.  Is this safe? Many homes built in the late 1960’s to late 1970’s had aluminum wiring and components originally installed.  This practice has been discontinued, and modern building codes specify copper wiring and components.  Aluminum wiring is not necessarily unsafe in…

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Electrical Fires and Home Insurance

How can I help prevent electrical fires in my home? The risk of electrical fire can be minimized by following some simple rules: –        Extension cords should never be run under carpeting or area rugs.  Foot and chair traffic may damage the insulation on the cord over time, and exposed wire very possibly can cause…

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