Timely Topics
The Alarming Growth of Distracted Driving and How to Avoid Becoming a Statistic
According to the National Highway Traffic Safety Administration, 3,142 Americans died in 2020 as result of distracted driving. The danger is profound and happening at high speeds, as recent data also shows that 36%…
Read MoreWhat Deer Rutting Season Means for Motorists
White-tailed deer are the most common deer species in the eastern United States, and the main mating, or rutting, season is from late October through December each year. During rutting season, the males search…
Read MoreHow The Building Industry is Being Affected by Climate Change-Related Weather Events
Confirmation Through Scientific Data Climate change is here to stay, and with it, more frequent and intense storms and other weather events, like wildfires. The subsequent rise in sea levels is also leaving more…
Read MoreUnderstanding Increasing Auto Prices and Insurance Rates
If you’ve shopped for a vehicle recently, you have undoubtedly experienced sticker shock. That’s because the price for new cars and trucks rose by 11.4 percent between June 2021 and June 2022, while the…
Read MoreNew Jersey Raises Minimum Coverage Limits for Motorists with Standard Auto Policies
On August 5, Governor Murphy signed a law raising the minimum liability, property damage, uninsured motorist, and underinsured motorist coverage limits for personal auto policies. The new law applies to all standard auto policies.…
Read MoreNew Jersey Establishes Liability Insurance Requirements for Business Owners and Landlords
On August 5, Governor Murphy signed into law a new regulation requiring all New Jersey business owners to maintain no less than $500,000 in liability coverage. Landlords will be required to maintain minimum liability…
Read MoreWhat is PEX Plumbing and What Should You Know About It?
Cross-linked polyethylene, or PEX, is a type of piping that has revolutionized the plumbing industry. Although it has been in use in Europe since the 1970s, it’s only become widely seen in the United…
Read MoreInflation is Affecting Everything—Including Insurance
Supply chain disruptions, high production costs and pent-up demand for services due to the pandemic have led to the highest level of inflation in decades. Government stimulus programs and the rebounding labor market caused…
Read MoreAvoid Cancellation Notices by Ensuring Your Payment is Received On Time
Due to U.S. Postal Service changes instituted in October of 2021, the pandemic, and other factors, Americans are facing frustrating postal delays. These delays are causing important correspondence, including payments that are subject to…
Read MoreFlood Insurance FAQs
How do insurance companies define a flood? Is all water or moisture damage covered by flood insurance, or does there have to be an actual flood? A flood is defined by the NFIP (National…
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