Timely Topics
Life Insurance FAQs
What exactly is life insurance? A life insurance policy pays money to a person or persons you designate if you die, and is generally used to provide protection to the deceased’s family. I know…
Read MoreLandlords: Should You File a Claim?
While occasional property damage is an unavoidable reality of being a landlord, it’s important to carefully consider when you should file an insurance claim. Claims––especially multiple claims––will often make your rates increase when your…
Read MorePlanning a Summer Road Trip? Be Prepared for Post-Pandemic Driving Challenges
The common causes of traffic accidents and deaths are well-known—distraction, congested roadways, reckless driving—to name a few. In March of 2020 when the pandemic began, stay-at-home and shut-down orders emptied roadways of non-essential travelers…
Read MoreMitigating Risk: Dogs and Animals
Have you had a tenant ask to own a dog or other animal at one of your rental properties? Consider carefully before you answer. Whether or not you utilize an LLC to compartmentalize your…
Read MorePreventing Grill Fires This Summer
Now that summer is in full effect, people are dusting off their outdoor grill and enjoying the warm weather. But as the weather heats up, and people start using their grills more frequently, grill…
Read MoreHurricanes and Flood Insurance: The Basics
When Do Hurricanes Normally Occur? The Atlantic Hurricane Season is the portion of the year when hurricanes are more likely to form within the Atlantic Ocean; the season spans from June 1st to November…
Read More3 Stages of Teen Driving in NJ:
Learners, Probationary, and Full Privilege Explained Your teenager is learning to drive! How time flies. We all remember our children pushing around plastic cars or riding their first bicycle. Can’t we go back to…
Read MoreYour NJ Auto Insurance Policy: 3 Things to Know When Adding Your Teen Driver
Have you ever wondered how your auto insurance policy will change when your child first learns to drive? Here are 3 things you should know about your changing auto policy for when your teen…
Read MoreInsurance When Borrowing a Car
Your friend Steve is inebriated and asks you, the sober and responsible friend, to drive his car home for him. Considering Steve was your ride to the bar and lives on your street, you…
Read MoreInsurance When Renting a Car
Ever wonder how insurance works when renting a car? For this entry, we’ll be doing a Q&A with insurance expert John Ortega to find out! Am I covered by my personal insurance when renting…
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