Timely Topics
Renting a Car? What You Need to Know About the Insurance
When you rent a car—either near home, across the country, or internationally—there are important rules to consider for each scenario. Rental coverage is also affected by the policy you hold on your own vehicle. Your…
Read MoreWho are High-Net Worth Individuals, and Why do they Need Wealth Protection?
How is Net Worth Calculated? An individual’s net worth is calculated by adding up what is owned and subtracting what is owed; in other words, assets minus liabilities. Assets generally include homes and properties,…
Read MoreHoliday Kitchen Fire Safety Tips
We are in the midst of the holiday season, and that means many families will be spending a lot of time in the kitchen cooking and baking for big meals and celebrations. Unfortunately, it…
Read MoreFull-Time Workers in Your Home: Are You Covered?
by Colleen Woods-Esposito Who Works for You? Are you currently employing or planning to employ a full-time worker on your property, such as an au pair, caretaker, home health aide, or any other type…
Read MoreData Security and Cyber Insurance: How to Protect Your Business
By Colleen Woods-Esposito What is data security? Data security means protecting your digital data from accidental loss or corruption, or from the unwanted actions of unauthorized users via a cyberattack or a data breach. …
Read MoreInsurance is Boring (Until You Need It)
You could drone on about declaration pages, actuarial reports, written premiums, blanket coverage, or errors and omissions, and I’ll be asleep faster than you can say two Benadryl and a tumbler of Chivas. In…
Read MoreThe Climate Crisis, Natural Disasters, the Insurance Industry
With climate change, natural disasters have become more frequent and costlier for everyone, including insurance companies who have faced unprecedented claims over the last couple of decades. Some are struggling to survive, or are…
Read MoreSpring Cleaning for Tidiness and Safety
Sure, it’s great to open up the windows and air out the house on an early spring day, to clean the glass and wash away the dark grime of winter. Mopping the floors, washing…
Read MoreWhy Insurance Insolvency is Becoming a Problem
Insurance insolvency is when an insurance carrier experiences a reduction of assets resulting in financial distress. As a result, they cannot pay bills, pay down debts, or meet other financial obligations. Insolvency can lead…
Read MoreFive Surprising Factors that Increase Your Auto Insurance Rates and How to Avoid them
1: You Have a Low Credit Score A low credit score is an indicator of how a prospective customer handles personal finances, including paying bills on time. But insurance data also shows that drivers…
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