Timely Topics

Building Ordinance or Law Coverage

May 19, 2014

Most home insurance policies include coverage for “building ordinance or law,” a somewhat esoteric and misunderstood coverage that can be essential to putting your home back together after a claim. The average home insurance…

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Rocco Esposito Feature in SageBroadview

May 19, 2014

Rocco Esposito, principal at Esposito Insurance, has recently been a guest blogger for SageBroadview, a superior financial planner here in NJ and in CT. http://www.sagebroadview.com/blog

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Gree Dehumidifier Recall

May 19, 2014

A large manufacturer of many common dehumidifiers sold under various brand names has recently recalled its units because of a risk of fire. Gree Announces Dehumidifier Recall If you are using any of the…

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Distracted Driving Dangers

April 2, 2014

  Philadelphia Insurance has created a short training video on the perils of distracted driving.  This has become a serious problem, especially amongst young drivers. Please send this blog post to any young driver,…

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Space Heater Tips and Risks

June 13, 2013

A space heater is commonly used to warm a part of a home or office that is colder than desired.  Though useful, space heaters can present a fire hazard if not operated correctly. Travelers…

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The Risks of Distracted Driving

June 13, 2013

Operating a car while distracted – by dialing a cell phone, texting, or even picking up a dropped object in the car – increases the chance of getting into an accident by a factor…

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Reducing the Risk of Damage from Operating a Washing Machine

June 13, 2013

A washing machine can pose a significant risk of water damage, especially if it is connected to a home’s water supply by a rubber hose.  Hundreds of gallons of water can be released in…

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Home Insurance and Knob and Tube Wiring

March 19, 2013

My home was built in 1932 and I have knob and tube wiring in my walls.  Is this safe? Many homes built in the before World War II had a type of wiring known…

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Home Insurance and Aluminum Wiring

March 19, 2013

My home was built in 1970 and I have aluminum wiring in my walls.  Is this safe? Many homes built in the late 1960’s to late 1970’s had aluminum wiring and components originally installed. …

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Electrical Fires and Home Insurance

March 19, 2013

How can I help prevent electrical fires in my home? The risk of electrical fire can be minimized by following some simple rules: –        Extension cords should never be run under carpeting or area…

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