Timely Topics
What is “Building Ordinance or Law” coverage
Building Ordinance or Law Coverage Many home policies include coverage for building ordinance or law changes. If your home is damaged, very often changes need to be made to the house as part of…
Read MoreThe Truth About Flooding:Sump Pump, Drain and Sewer Overflow Damage
New Jersey Flood Insurance In the past few years, New Jersey has been affected by an increasing number of large storms. We’ve seen many customers suffer damage to their homes caused by their…
Read MoreThe Truth About Flooding: Flood Insurance
New Jersey Flood Insurance In the past few years, New Jersey has been affected by an increasing number of large storms. We’ve seen many customers suffer damage to their homes caused by outright flooding. …
Read MoreThe Truth About Flooding: FEMA Flood Insurance Preferred Pricing (as of November 2011)
In the past few years, New Jersey has been affected by an increasing number of large storms. We’ve seen many customers suffer damage to their homes caused by outright flooding. As such, we are…
Read MoreThe Truth About Flooding: Limitations of Basement Coverage on FEMA Flood
New Jersey Flood Insurance In the past few years, New Jersey has been affected by an increasing number of large storms. We’ve seen many customers suffer damage to their homes caused by outright flooding.…
Read MorePower Outages and Insurance
The Power Is Out And I Had To Throw Out The Food In My Refrigerator! During the recent storms we’ve had, many homeowners have gone without power for extended periods of time. Many of…
Read MoreHome Insurance – Tree Coverage – It’s Complicated
Does Home Insurance Cover Tree Damage? We often get asked about how a homeowner’s policy covers trees that are damaged or cause damage on a homeowner’s property. The following generally summarizes coverage on a…
Read MoreHome Valuations – 8 Important Things to Consider
Home Valuations How can I be sure my home is valued correctly on my insurance policy? With the present market conditions adversely affecting the sales price of homes throughout the country, many people are…
Read MoreSummer Safety Tips
The PIA, a professional insurance organization we belong to, has published the following safety tips for summer. We thought we would pass them along to all of our customers. Have a great summer! —————————————————-…
Read MorePersonal Injury and ID Fraud Insurance
Protect yourself from civil lawsuits and ID theft with your home, condo, or tenant’s insurance: NJ Insurance Agent: Personal Injury and ID Fraud / ID Theft – Rocco Esposito www.espositoins.com
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