Timely Topics
Home Insurance Policy Coverage for Unmarried Cohabitants
Home Insurance Policy Coverage Does a homeowner’s, condo, or tenant policy cover people living in the same household if they are not related? Generally, no. Under most circumstances the cohabitants each should have their…
Read MoreWhat is Gap Insurance?
Gap Insurance and Automobile Coverage When you have a loan or lease on your car and the car is totaled, often the market value of the vehicle is less than the money you owe…
Read MoreWhat is Collision Coverage on an Auto Insurance Policy?
Auto Collision Coverage Collision coverage covers your car against damage to your car in an accident you cause, or damage caused in a hit and run accident. It is purchased on a car by…
Read MoreComprehensive Coverage on an Auto Policy – What it Means…
What is comprehensive coverage on an auto policy? Comprehensive coverage covers your car against theft, fire, vandalism, damage from a falling object, flood, animal and other non-accident damage. It is purchased on a car…
Read MorePersonal Injury Protection and New Jersey Auto Insurance
The Newark Star-Ledger ran this article regarding PIP reform in NJ on Sunday, March 18. PIP stands for Personal Injury Protection, and provides medical coverage under an auto insurance policy you have been injured…
Read MoreRental Cars and Personal Auto Insurance
Is A Rental Car Covered By My Personal Auto Insurance Policy? If you go away and rent a car while on vacation, generally speaking you get the best coverage for an individual car –…
Read MoreWhy Personal Injury Coverage is Essential In the Facebook Age
The recent decision finding Dharun Ravi guilty for invasion of privacy in the Tyler Clementi case underscores the importance of parents having personal injury coverage added to the liability in their home insurance. Personal…
Read MoreGlass Coverage on Auto Insurance Policies
Generally, an auto policy covers the windshield on your car if you have “full coverage” on the vehicle. Full coverage means that you have comprehensive coverage, which includes physical damage to the car not…
Read MoreNJ Auto Insurance Rates to Go Up
This article appeared in the Newark Star Ledger last week discussing the explosion of medical expenses on NJ auto insurance policies. This is beginning to have an adverse impact on rates. http://www.nj.com/business/index.ssf/2012/01/nj_auto_insurance_rates_on_the.html
Read MoreIncreasing Insurance Rates in the Northeast
It’s often difficult to predict insurance rates into the future. This article appeared in the Newark Star Ledger over the weekend pertaining to the extreme weather that has been affecting the Northeast over the…
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