Posts Tagged ‘insurance tips’
Rental Cars and Personal Auto Insurance
Is A Rental Car Covered By My Personal Auto Insurance Policy? If you go away and rent a car while on vacation, generally speaking you get the best coverage for an individual car – liability, PIP Medical, uninsured motorists, comprehensive (if you have it) and collision (if you have it) for a vehicle on your…
Read MoreWhy Personal Injury Coverage is Essential In the Facebook Age
The recent decision finding Dharun Ravi guilty for invasion of privacy in the Tyler Clementi case underscores the importance of parents having personal injury coverage added to the liability in their home insurance. Personal Injury covers you from invasion of privacy, wrongful eviction, slander, libel and defamation of character. Home insurance does not generally coverage…
Read MoreGlass Coverage on Auto Insurance Policies
Generally, an auto policy covers the windshield on your car if you have “full coverage” on the vehicle. Full coverage means that you have comprehensive coverage, which includes physical damage to the car not caused by an accident. Use of the comprehensive coverage is subject to a deductible; however, if the windshield can be repaired…
Read MoreNJ Auto Insurance Rates to Go Up
This article appeared in the Newark Star Ledger last week discussing the explosion of medical expenses on NJ auto insurance policies. This is beginning to have an adverse impact on rates. http://www.nj.com/business/index.ssf/2012/01/nj_auto_insurance_rates_on_the.html
Read MoreIncreasing Insurance Rates in the Northeast
It’s often difficult to predict insurance rates into the future. This article appeared in the Newark Star Ledger over the weekend pertaining to the extreme weather that has been affecting the Northeast over the last few years and the expected impact on home insurance rates. http://www.nj.com/business/index.ssf/2012/01/insurance_experts_forecast_hig.html
Read MoreThe Truth About Flooding:Sump Pump, Drain and Sewer Overflow Damage
New Jersey Flood Insurance In the past few years, New Jersey has been affected by an increasing number of large storms. We’ve seen many customers suffer damage to their homes caused by their sump pump failing and by outright flooding. As such, we are now suggesting that all Garden State homeowners carry NJ flood…
Read MoreThe Truth About Flooding: Flood Insurance
New Jersey Flood Insurance In the past few years, New Jersey has been affected by an increasing number of large storms. We’ve seen many customers suffer damage to their homes caused by outright flooding. As such, we are now suggesting that all homeowners in NJ carry flood insurance or increase their sump overflow coverage, particularly…
Read MoreThe Truth About Flooding: FEMA Flood Insurance Preferred Pricing (as of November 2011)
In the past few years, New Jersey has been affected by an increasing number of large storms. We’ve seen many customers suffer damage to their homes caused by outright flooding. As such, we are now suggesting that all homeowners in NJ carry flood insurance or increase their sump overflow coverage, particularly if they have a…
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